Public Entities
Public entities have unique needs. A need for tailored insurance programs that cover their buildings, people and property. A need for a customized risk management plan designed for each individual client. A need for personalized and prompt service for both routine requests as well as emergencies.

To address these needs, Berends Hendricks Stuit Insurance Agency has developed a program for public entities. We have brought in Judie Miljan and Kurt Deichman to head up our team of specialists to build comprehensive insurance and risk management plans for each client. They have each been serving the needs of public entities for over 20 years and has extensive experience in risk management and loss control, pools and alternative programs.

Our Public Entity Team consists of Judie and Kurt as Team Leaders, Kevin Roehling as Safety & Loss Prevention Specialist, Chris Ensley as Claims Specialist, and Tami Solorzano as Account Manager. We will work with you to identify areas of risk and build and implement a risk management program accordingly. Through the use of an annual service plan we will monitor and amend our plan as needed. We feel this method of serving our client provides for maximum protection as well as promotes a positive work environment.

We specialize in.
  • Counties
  • Cities
  • Townships
  • Villages
  • Public Schools
  • Airports
  • Power Generation Facilities
  • Water and Sewer Authorities
  • Municipal Public Transportation Systems
  • Libraries
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    Advantages to Partnering with BHS's Public Entity Team
    We are uniquely positioned as a large Regional Broker
  • Independent & Entrepreneurial
  • Our size provides strong market relationships & clout – BHS Insurance is a Preferred Agent with most carriers
  • Established & Financially Viable


    • Experienced Staff with Diverse Background-Breadth & Depth
  • Average years of experience for professional staff members is 9 years
  • Staff members from Insurers (Rating, Underwriting, Claims, Loss Control), Industry, Global Brokers & Agencies
  • Expertise with particular industries: Manufacturing, Public Entities, Venture Capital Companies, Construction, Educational Institutions (public and private)
  • Consultative Risk Management Process


    • Possess National & International capabilities & resources to serve clients in a Global Business Environment
  • Partner with international carriers
  • Partner and manage international affiliates


    • Strong Claims Support within BHS Insurance
  • Focus on communication & Claims Management to reduce client costs
  • Unit has expertise to negotiate best outcome for client


    • Strong Loss Control Support within BHS Insurance
  • Focuses Carrier in the proper direction to reduce client costs
  • Client advocate with Insurer/OSHA/DOT
  • Special Project Work


    • Internet Based Support Tools
  • Safety Programs
  • OSHA compliance programs
  • Legislation
  • Claims Support – Example: How to Survive a Disaster
  • Administrative Software:  FMLA & Workers Compensation


    • Other programs available
  • Statistical Analysis
  • Program comparisons
  • Loss Projections/Analysis
  • OSHA Log Analysis
  • Verify Workers Compensation experience modifier
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    Unique Public Entity Coverages
  • Comprehensive Municipal Liability
  • Public Officers Liability (Errors and Omissions)
  • Law Enforcement Liability
  • School Board Legal Liability
  • Cemetery Professional Liability
  • Property and Equipment
  • Public Officers Bonds
  • Tax Interruption
  • Jail Inmate Medical
  • Pollution including UST and AST
  • Builders Risk
  • Automobile Liability
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    ©2008 Berends Hendricks Stuit Insurance Agency, Inc. All Rights Reserved.