Manufacturing
Manufacturers have a vast range of insurance and risk management needs, depending on the nature of their business. Does your business import or export? How much product liability do you have? Are your employees experiencing a high rate of injury? Do you have a greater opportunity for fires and is your sprinkler system sufficient?

Due to the complexity and diversity of manufacturers, we start by working through a needs assessment with different members of your organization. Our staff assesses your exposure to losses and determines your unique insurance and risk management needs.

The next step is program design. We then build a program that includes recommending appropriate coverages and limits and when appropriate, suggest a risk management and safety strategy. Our agency maintains relationships with over 30 top AM Best rated regional and national carriers to match your needs to our markets at a competitive price. We also are able to provide your business world wide coverage if necessary.
Our staff has the expertise to offer special services to manufacturers that require them, such as:

  • Disaster recovery planning to dove-tail with your business interruption coverage
  • Dependent property coverage to cover property not owned, operated or controlled by your business,
    but you are dependent on for normal business operations
  • Disability management
  • Expanded work comp services, including post-claims management, premium audit assistance, return-to-work programs and data analysis
 
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Safety Management
According to the Bureau of Labor and Statistics, more than 1 in 5 injury and illnesses cases reported occur in manufacturing. Manufacturing accounted for 50.9% of permanent hearing loss cases reported in Michigan in 2000. These and other statistics are alarming and Berends Hendricks Stuit Insurance Agency has the resources to help reduce the prevalence of occupational injuries and illnesses.

We continually strive to find the right solutions for your organization by providing training, communication materials, comprehensive risk management evaluations and foster communication between staff and management to support the mission of reducing accidents and injuries in the workplace.
 
Risk Management Programs

  • Controls of Hazardous Energy - Lockout/Tagout
  • Hazard Communication – “Right to Know”
  • Disaster Planning
  • Hand Safety with Focus on Preventing Cumulative Trauma Disorder (CTD)
  • Reasonable Suspicion Training for Supervisors, Drug Free Workplace, DOT
  • Slips, Trips, Falls
  • OSHA Log 300
  • Preventing Back Injuries
  • Injury Reporting and Injury Trend Analysis
  • Exposure Control Programs
  • Confined Space Evaluations
  • Hearing Conservation
  • Powered Industrial Lift Truck Safety
  • Violence in the Workplace
  • Electrical Safety Awareness
  • American Heart First Aid / CPR Training
  • Site Evaluation
  • Industrial Hygiene Services
  • Claim / Accident Investigations
  • Return To Work Evaluations
  • Driver Qualification File Review
  • Personal Protective Equipment – Evaluation and Needs
  • Fleet Safety
 
Technology
MyWave is your pass to a dynamic world of insurance and safety-related tools and information. A value-added service brought to you exclusively by Berends Hendricks Stuit, MyWave puts the power of the Internet at your fingertips and provides a wealth of solutions for your daily challenges.

MyWave is an Internet-based client center that gives you and your employees real-time access to Berends Hendricks Stuit products and services. Log on and you'll find a customized homepage designed to keep you up to date on all the latest news and information that will make your job easier.
Included in MyWave for Property & Casualty clients:

  • On-Line OSHA Log Tracking, Forms and Analysis
  • SafetyZone Employee Newsletters
  • Documents on Command – Library of downloadable articles, brochures, forms and reports on a variety of safety, insurance and OSHA topics
  • Online Services – Request fleet option changes, certificates of insurance and claims reports
 
 
Claims Management

We believe that claims services is one of the most important services we provide. We work with you to resolve claims quickly and fairly. For clients who have frequent or severe claims, we provide the following services:

  • Assist clients in developing processes and procedures to respond to claims.
  • Conduct regular meetings with clients to review open claims and assist in developing resolution strategies.
  • Provide regular progress reports on claims.
  • Monitor reserves for accuracy and review payments.
  • Assist in analyzing claim history for trends and coordinate loss control services.
  • Track the progress of subrogated claims until recoveries are obtained or efforts exhausted
 

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