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Services
Plan Design Consultation
BHS Insurance provides plan design modeling and consultation services to some of Michigan’s largest companies. Our team of specialists offer a wide range of experience and dedication to applying proven technical capabilities to meet each client’s specific needs.
Benefit/Cost Analysis
Berends Hendricks Stuit Insurance Agency provides a scope and breadth of insurance market knowledge unparalleled in Michigan. We enjoy the status of being among the top distributors for most major insurance companies and ancillary vendors.
Vendor Negotiations
BHS Insurance’s relationships with insurance carriers and vendors offer clients tremendous bargaining strength. Clients are assured that our recommendations and implementation provide the highest level of product and service at the most cost-effective price.
Plan Implementation
Securing the best financial arrangements for clients is the beginning of a process that can last months or more. The implementation process is arguably the most critical part of changing benefit programs. A smooth enrollment and communication process with employees, managers and vendors will make or break a program. BHS Insurance will coordinate this process to ensure a smooth transition.
Plan Management and Data Analysis
Berends Hendricks Stuit Insurance Agency plan management and data analysis services are an approach to managing care and costs that utilizes the power of data and technology. Data analysis marries the unique utilization and cost features of a company’s health plan experience with the options available through plan design, the medical provider community, and other factors that influence cost and quality. The result is a more cost-effective health plan design that meets employer needs and employee expectations.
Communications
Understanding the increasing complexity of employee benefit programs is a challenge. Employees require education and tools to help them appreciate their benefits and make wise health care purchasing decisions. Examples include:
  • Know Your Employee Benefits brochures
  • Custom benefits education pieces, forms, and announcements
Technology
MyWave is your pass to a dynamic world of insurance and safety-related tools and information. A value-added service brought to you exclusively by Berends Hendricks Stuit MyWave puts the power of the Internet at your fingertips and provides a wealth of solutions for your daily challenges.

MyWave is an Internet-based client center that gives you and your employees real-time access to Berends Hendricks Stuit products and services. Log on and you'll find a customized homepage designed to keep you up to date on all the latest news and information that will make your job easier.

Included in MyWave for Employee Benefits Clients:

Document Posting Center
The Document Posting Center allows Berends Hendricks Stuit representatives to post downloadable documents for their clients' use. Topics include Benefit Plan Design, Legislative News, Employee Communications, and more.

Legislative Guides
Today’s human resource and benefit staffs are being asked to do more with less. To help, the MyWave Legislative Guides include information on federal legislation such as COBRA, HIPAA, Section 125, and FMLA. Each guide contains answers to Common Questions, Recent News, and Forms related to administering these laws.

Resource Library
The MyWave Resource Library is a listing of employee benefits, insurance, human resources, and health care topics along with pertinent links and articles about those topics. In addition, our clients are notified if we receive additional information about a particular topic, and they, in turn, can send an instant e-mail request for the information right from MyWave.

Educational Services
Newsletters
To visit our archive of newsletters, click here.

Seminars
We host several seminars a year on various topics, including HIPAA, COBRA and Health Savings Accounts/Health Reimbursement Accounts.


Coverages
  • Health
  • Life
  • Dental
  • Vision
  • AD&D (Accidental Death & Disability)
  • Long-Term Care
  • Long-Term Disability
  • Short-Term Disability
  • Voluntary Employee Benefits

© 2008 Berends Hendricks Stuit Insurance Agency, Inc.